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Public Notices: September 11, 2017

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ADVERTISEMENT AND NOTICE OF SALE

HIDDEN VALLEY LAKES TRUSTEES, INC.

Pursuant to T.C.A., Sec. 35-5-101 et. seq.:

1. Assessments, which are now judgments, are owed to the Trustees of Hidden Valley Lakes, Inc. by the following individuals for the following properties:

Owner: Paul Cates, III, Hawk Court, Lot 15 Block 46 Plat 17(M), Deed Book D101 Page 842-843. Owner: Jackie Cornett and Agnes Cornett, Rustling Oaks Drive, Lot 21 Block 63 Plat 23(M). Deed Book 94 page 675. Owner: Robert Demoss and James R. Demoss, Robin Circle, Lot 41 Block 34 Plat 13 C, Map 35A, Group D, Parcel 25.00, Deed Book 7 page 1282. Owner: Robert Demoss and Dorothy Demoss, Mack Roy Drive, Lot 42 Block 34 Plat 13 C, Map 35A, Group D, Parcel 026.00, Book 9 pages 4543-4543. Owner: Robert Demoss and Jerry Demoss, Flamingo Ct., Lot 25 Block 16 Plat 8C, Map 34C, Group A, Parcel 008.00, Deed Book 7 page 1283. Owner: Betsy Lynn Hagewood, Driftwood Ct., Lot 32 Block 88 Plat 36, Deed Book 91 page 389. Owner: Fran H. Hansen and Charles E. Fleming, Blackwood Drive, Lot 4 Block 48 Plat 19(M), Deed Book 23 page 5178. Owner: Charles Fleming and Fran Hansen, Eagle Pass, Lot 10 Block 114 Plat 48 C, Book 19 pages 5003-5005. Owner: Charles Fleming and Fran Hansen, Lot 11 Block 114 Plat 48 C, Book 19 pages 5003-5005. Owner: David Hoover and Elizabeth Hoover, Sparrow Drive, Lot 5 Block 33 Plat 12 C, Deed book 109 page 368. Owner: David Hoover and Elizabeth Hoover, Denwood Drive, Lot 12 Block 33 Plat 12 C, Notebook 18 page 78 deed book D92 or 93 page 12. Owner: Deborah Pierson, 3002 Wren Court. Lot 13 Block 28 Plat 11, Book 21 pages 565 – 566. Owner: David L. Roberts and David L. Roberts, Jr., Log Cabin Court, Lot 29 Block 90 Plat 38 C, Deed Book 31 pages 845.

2. The properties described above shall be sold at public auction at the office of Hidden Valley Lakes Trustees, 2114 Design Road, Nunnelly, Tennessee 37137 on September 15, 2017 at 11 a.m. Trustees of Hidden Valley Lakes: John Medvecky, Jimmy Scripter, Milton Dorris, Tim Burgoon, Keith Hill

32/5tp/2570/111882

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IN THE CHANCERY COURT FOR HICKMAN COUNTY, TENNESSEE

PATRICIA ANN JENKINS,

Plaintiff

JAMES DERRICK JENKINS,

Defendant

No. 17-CV-6103

ORDER OF PUBLICATION

It appearing from the complaint, which is sworn to, that the whereabouts of the defendant, James Derrick Jenkins, is unknown so personal service of process cannot be had on him, service of process by publication having been ordered, he is hereby required to appear and answer or, otherwise, defend against the complaint filed against him by Patricia Ann Jenkins, whose attorney is Allston Vander Horst, PO Box 11, Centerville, TN 37033, within thirty (30) days from the date of last publication of this notice; otherwise, default judgment may be entered against him for the relief demanded in the complaint. It is, further, ORDERED that this notice be published in the HICKMAN COUNTY TIMES, a weekly newspaper of general circulation, once weekly for four (4) consecutive weeks, beginning August 21, 2017.

This the 9th day of August, 2017.

The Honorable James G. Martin, III

PREPARED BY:

ALLSTON VANDER HORST, BPR #4347

Attorney for Plaintiff

PO Box 11

Centerville, TN 37033

33/4tp/2573/111899

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NOTICE OF SUBSTITUTE TRUSTEE S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 14, 2005, executed by CHARLES M. DEAL, RITA F. DEAL, conveying certain real property therein described to LEISA B. KINNIN, as Trustee, as same appears of record in the Register's Office of Hickman County, Tennessee recorded February 23, 2005, in Deed Book 15, Page 6043; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association as Indenture Trustee for Springleaf Mortgage Loan Trust 2013-2, Mortgage-Backed Notes, Series 2013-2 who is now the owner of said debt; and

WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Hickman County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 21, 2017 at 1 p.m. at the west door of the Hickman County Courthouse, located in Centerville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Hickman County, Tennessee, to wit:

LYING AND BEING IN THE FOURTH CIVIL DISTRICT OF HICKMAN COUNTY, STATE OF TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE SOUTHEAST CORNER OF THE 1.76-ACRE TRACT OF DOROTHY GILBERT OF RECORD IN DEED BOOK 46 AT PAGE 422, R.O.H.C., IN THE WEST BOUNDARY OF CHARLES N. PRUITT ET UX PROPERTY OF RECORD IN DEED BOOK 35 AT PAGE 181, R.O.H.C., AND IN THE NORTHEAST CORNER OF THIS TRACT; THENCE WITH PRUITT`S WEST BOUNDARY ALONG A FENCE LINE, SOUTH 06 DEGREES 44 MINUTES 47 SECONDS WEST 144.07 FEET TO AN EXISTING 1/2" IRON PIPE AT FENCE CORNER IN PRUITT`S SOUTHWEST CORNER, AND IN ALVIN C. YORK ET UX NORTHWEST CORNER OF THE PROPERTY IN DEED BOOK 25 AT PAGE 3, R.O.H.C.; THENCE WITH YORK`S WEST BOUNDARY ALONG A FENCE LINE, SOUTH 08 DEGREES 38 MINUTES 59 SECONDS WEST 369.86 FEET TO AN IRON PIN SET IN THE SOUTHEAST CORNER OF THIS PROPERTY AND IN THE NORTHEAST CORNER OF THE CHARLES M. DEAL ET UX PROPERTY OF RECORD IN DEED BOOK 104 AT PAGE 800, R.O.H.C.; THENCE WITH DEAL`S NORTH BOUNDARY, NORTH 87 DEGREES 45 MINUTES 42 SECONDS WEST 409.47 FEET TO AN IRON PIN SET, 1.1 FEET SOUTHWEST OF IRON STAKE; THENCE NORTH 28 DEGREES 53 MINUTES 25 SECONDS WEST 33.73 FEET TO AN IRON PIN SET IN THE WEST BOUNDARY OF J. W. DYEHOUSE ET UX PROPERTY OF RECORD IN DEED BOOK 112 AT PAGE 286, R.O.H.C., AND AT THE SOUTHERN MOST CORNER OF THE 9.18-ACRE TRACT; THENCE WITH THE EAST BOUNDARY OF THE 9.18-ACRE TRACT NORTH 22 DEGREES 57 MINUTES 17 SECONDS EAST 724.17 FEET TO AN EXISTING IRON PIN IN THE NORTHWEST CORNER OF THIS TRACT AND IN THE SOUTHWEST CORNER OF THE GILBERT 1.76-ACRE TRACT; THENCE WITH GILBERT`S 1.76-ACRE TRACT ALONG A FENCE LINE TO POINTS AS FOLLOWS: SOUTH 37 DEGREES 18 MINUTES 30 SECONDS EAST 139.73 FEET TO AN EXISTING IRON PIN; SOUTH 51 DEGREES 47 MINUTES 42 SECONDS EAST 102.70 FEET TO AN EXISTING IRON PIN; SOUTH 60 DEGREES 52 MINUTES 45 SECONDS EAST 58.09 FEET TO THE POINT OF BEGINNING, CONTAINING 4.90 ACRES, MORE OR LESS, ACCORDING TO A SURVEY OF CHAPDELAINE & ASSOCIATES, A. C. PROJECTS, INC., 5106 OLD HARDING ROAD, FRANKLIN, TENNESSEE 37064, RANDOLPH L CHAPDELAINE, SURVEYOR, TENNESSEE NO. 1444, DATED APRIL 2, 1997. ALSO CONVEYED IS AN EASEMENT FOR INGRESS, EGRESS, AND UTILITY EASEMENT FROM NEW CUTOFF ROAD, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN SET IN THE SOUTH RIGHT-OF-WAY MARGIN OF NEW CUTOFF ROAD, SAME BEING IN THE NORTHEAST CORNER OF THE 1.76-ACRE TRACT OF DOROTHY GILBERT OF RECORD IN DEED BOOK 46 AT PAGE 422. R.O.H.C., THE NORTHWEST CORNER OF THE CHARLES N. PRUITT ET UX PROPERTY OF RECORD IN DEED BOOK 35 AT PAGE 181, R.O.H.C., AND IN THE NORTHEAST CORNER OF THIS EASEMENT; THENCE WITH PRUITT`S WEST BOUNDARY LINE AND THE EAST BOUNDARY LINE OF SAID EASEMENT, TO POINTS AS FOLLOWS: SOUTH 52 DEGREES 13 MINUTES 53 SECONDS WEST 51.15 FEET TO AN IRON PIN; SOUTH 08 DEGREES 16 MINUTES 13 SECONDS WEST 129.33 FEET TO AN EXISTING IRON PIN; SOUTH 08 DEGREES 06 MINUTES 06 SECONDS WEST 206.31 FEET TO AN IRON PIN IN THE SOUTHEAST CORNER OF GILBERT AND IN THE SOUTHEAST CORNER OF THIS EASEMENT; THENCE WITH THE 4.90-ACRE TRACT`S NORTH BOUNDARY, NORTH 60 DEGREES 52 MINUTES 45 SECONDS WEST 26.78 FEET TO A POINT; THENCE WITH THE WEST BOUNDARY OF THE EASEMENT TO POINTS AS FOLLOWS: NORTH 08 DEGREES 06 MINUTES 06 SECONDS EAST 196.74 FEET; NORTH 08 DEGREES 16 MINUTES 13 SECONDS EAST 139.46 FEET; NORTH 52 DEGREES 13 MINUTES 53 SECONDS EAST 56.29 FEET TO A POINT IN THE SOUTH RIGHT-OF-WAY MARGIN OF NEW CUTOFF ROAD AND IN THE NORTHWEST CORNER OF THIS EASEMENT; THENCE WITH SAID RIGHT-OF-WAY MARGIN, SOUTH 48 DEGREES 58 MINUTES 49 SECONDS EAST 25.49 FEET TO THE POINT OF BEGINNING, ACCORDING THE SURVEY OF CHAPDELAINE & ASSOCIATES, A. C. PROJECTS, INC., 5106 OLD HARDING ROAD, FRANKLIN, TENNESSEE 37064, RANDOLPH L CHAPDELAINE, SURVEYOR, TENNESSEE NO. 1444, DATED APRIL 2, 1997. BEING THE SAME PROPERTY CONVEYED TO CHARLES M. DEAL AND WIFE, RITA F. DEAL BY DEED FROM TINA MARIE MATHIS CALDWELL, DATED JULY 10, 1997, RECORDED JULY 18, 1997, AND OF RECORD IN BOOK 119, PAGE 88, REGISTER`S OFFICE FOR HICKMAN COUNTY, TENNESSEE. A CERTAIN TRACT OR PARCEL OF LAND IN THE 4TH CIVIL DISTRICT OF HICKMAN COUNTY, TENNESSEE, DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN BESIDE A STEEL FENCE POST BEING THE SOUTHWEST CORNER OF DOROTHY GILBERT`S 30.02 ACRE TRACT, THENCE WITH JACKIE DYEHOUSE`S 52.92 ACRE TRACT NORTH 02 DEGREES, 08 MINUTES 20 SECONDS EAST 549.26 FEET TO A POST, THENCE WITH A FENCE LINE NORTH 33 DEGREES WEST 126.0 FEET TO A STEEL POST, THENCE NORTH 36 DEGREES 30 MINUTES WEST 245.58 FEET TO A 12 INCH MAPLE, THENCE NORTH 39 DEGREES 30 MINUTES WEST 115.63 FEET TO A WOOD POST, THENCE NORTH 47 DEGREES 20 MINUTES WEST 42.55 FEET TO A WOOD POST, THENCE NORTH 31 DEGREES, 50 MINUTES WEST 50.0 FEET TO A NEW IRON PIN, THENCE WITH A NEW DIVISION LINE SOUTH 87 DEGREES 03 MINUTES EAST 749.59 FEET TO A NEW IRON PIN, THENCE WITH YORK`S PROPERTY BEING A FENCE LINE SOUTH 05 DEGREES 28 MINUTES 33 SECONDS WEST 1,010.0 FEET TO A WOOD POST FENCE CORNER, THENCE WITH LAKEVIEW TRAILER LOTS, NORTH 84 DEGREES 30 MINUTES WEST 328.32 FEET TO THE BEGINNING CONTAINING 10.00 ACRES MORE OR LESS BY JAMES R. JENKINS SURVEY CO., JUNE 5, 1994. LICENSE NO. 215. TOGETHER WITH A 25 FOOT ROAD AND UTILITY EASEMENT DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN 25 FEET OFF THE CENTER OF E-40 ROAD BEING JACKIE DYEHOUSE`S SOUTHWEST CORNER, THENCE WITH LAKEVIEW TRAILER LOTS SOUTH 84 DEGREES 30 MINUTES EAST 1202.43 FEET TO A STEEL POST BEING THE SOUTHWEST CORNER OF DOROTHY GILBERT, THENCE WITH DOROTHY GILBERT NORTH 02 DEGREES 08 MINUTES 20 SECONDS EAST 25.0 FEET TO A POINT, THENCE WITH DYEHOUSE NORTH 84 DEGREES 30 MINUTES WEST 1210.0 FEET TO A POINT IN THE ROAD RIGHT OF WAY, THENCE WITH THE ROAD SOUTH 12 DEGREES EAST 25.0 FEET TO THE BEGINNING BEING A 25.0 FOOT ROAD AND UTILITY EASEMENT. BEING THE SAME PROPERTY CONVEYED TO CHARLES M. DEAL AND WIFE, RITA F. DEAL BY DEED FROM DOROTHY L. GILBERT, A SINGLE PERSON, DATED JUNE 23, 1994, AND OF RECORD IN BOOK 106, PAGE 800, REGISTER`S OFFICE FOR HICKMAN COUNTY, TENNESSEE. INCLUDED IN THE ABOVE DESCRIPTION BUT EXPRESSLY EXCLUDED FROM THIS CONVEYANCE IS THE FOLLOWING PARCEL TO SCOTT D. GAY AND WIFE, KYM S. GAY BY DEED FROM CHARLES M. DEAL AND WIFE, RITA F. DEAL, DATED AUGUST 26, 1999, AND RECORDED AUGUST 30, 1999, OF RECORD IN BOOK 128, PAGE 439, REGISTER`S OFFICE FOR HICKMAN COUNTY, TENNESSEE, TO WIT: LYING AND BEING IN THE FOURTH CIVIL DISTRICT OF HICKMAN COUNTY, TENNESSEE AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A STEEL POST BEING THE SOUTHEAST CORNER OF DYEHOUSE`S 52.92 ACRE TRACT, THENCE WITH DYEHOUSE NORTH 2 DEGREES 08 MINUTES 20 SECONDS EAST 549.26 FEET TO A TREE AT THE OLD FENCE CORNER, THENCE WITH THE FENCE LINE NORTH 33 DEGREES WEST 10 FEET TO AN IRON PIN, THENCE WITH A NEW DIVISION LINE NORTH 87 DEGREES 54 MINUTES 23 SECONDS EAST 369.73 FEET TO A STAKE IN YORK`S FENCE LINE, THENCE WITH YORK SOUTH 05 DEGREES 28 MINUTES 33 SECONDS WEST 605.0 FEET TO A WOOD POST, THENCE WITH LAKEVIEW TRAILER LOTS NORTH 84 DEGREES 30 MINUTES WEST 328.32 FEET TO THE BEGINNING, CONTAINING 4.60 ACRES MORE OR LESS BY JAMES R. JENKINS. ALSO CONVEYED HEREWITH IS A 25 FOOT ROAD AND UTILITY EASEMENT AS SET FORTH IN DEED BOOK 106, PAGE 800, IN THE REGISTER`S OFFICE OF HICKMAN COUNTY, TENNESSEE. SAID EASEMENT S SUBJECT TO TERMS AS SET FORTH IN SHARED DRIVEWAY MAINTENANCE AGREEMENT OF RECORD IN BOOK 36, PAGE 515 , IN THE REGISTER`S OFFICE OF HICKMAN COUNTY, TENNESSEE. Parcel ID: 019 06900 000

PROPERTY ADDRESS: The street address of the property is believed to be 9076 OLD NASHVILLE RD, BON AQUA, TN 37025. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): CHARLES M. DEAL, RITA F. DEAL

OTHER INTERESTED PARTIES: Ford Motor Credit Company

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

RUBIN LUBLIN TN, PLLC,

Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: 877-813-0992

Fax: 404-601-5846

Ad #122454

08/28/2017, 09/04/2017, 09/11/2017

34/3tc/2592

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IN THE CHANCERY/PROBATE COURT OF HICKMAN COUNTY AT CENTERVILLE, TENNESSEE

NOTICE TO CREDITORS

ESTATE OF JAMES ROY MOSS

Notice is hereby given that on the 25th day of August, 2017, Letters Testamentary (or Letters of Administration) in respect to the JAMES ROY MOSS, who died April 9, 2017, were issued to the undersigned by Probate Court of Hickman County, Tennessee.

All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file same with the Clerk of the above named court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claim will be forever barred.

(1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication; or

(B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1)(A); or

(2) Twelve (12) months from the decedent’s date of death.

This 25th day of August, 2017

MICHAEL ROY MOSS

Administrator

Estate of JAMES ROY MOSS

ELIZABETH HARLOW, Clerk and Master

DANNY J. BAXTER

300 James Robertson Pkwy., Ste. 308

Nashville, TN 37201

Attorney

35/2tp/2598/112030

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SUBSTITUTE TRUSTEE'S SALE

Sale at public auction will be on October 5, 2017 at 10 a.m. local time, at the  west door of Hickman County Courthouse, W. Public Square, Centerville, TN pursuant to Deed of Trust executed by Josh D. Donegan, to Gateway Mortgage Group LLC, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. as nominee for Gateway Mortgage Group LLC on December 4, 2006 at Book 19, Page 7628, Instrument No. 06007586; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Hickman County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt:  Ditech Financial LLC, its successors and assigns.

The following real estate located in Hickman County, Tennessee, will be sold to the highest call bidder:

Described property located at Hickman County, Tennessee, to wit:

Lying and being in the Fourth Civil District of Hickman County, State of Tennessee, and being Tract No. 10 of Peary Park Subdivision, more particularly described as follows:

Tract No. 10: Beginning at a point in the center of Wesley Road, the same being the Southwest comer of Tract No. 11 of Pat, Inc,; thence South 85 degrees 19 minutes 15 seconds East passing an iron at 180.00 feet, the same being a common comer of Tract No.9 and Tract No. II of Pat, Inc., on in all, 353.66 feet to an iron pin lying in Tract No. 8 west line; thence with Tract No.8 of Pat Inc., South 17 degrees 14 minutes 34 seconds West 160.00 feet to an iron pin lying in Tract No.3 North line; thence South 83 degrees 37 minutes West 354.30 feet to a point in the center of Wesley Road; thence with the center of Wesley Road, North 12 degrees 01 minute East 226.00 feet to the point of beginning, by survey of Robert Lemual Jones, TN No. 889, dated September 30, 1982, Drawing No. 82-7292.

Being the same property conveyed to John D. Donegan, Unmarried by Warranty Deed from Tina Johnson and husband John Johnson of record in Book 19, Page 7626, Register's Office for Hickman County, Tennessee County by also being the same property conveyed to Tina Johnson, by Quit Claim Deed from Mark E. Donegan, of record in Book 19, Page 7624, Register's Office for Hickman County, Tennessee.

Street Address: 717 Ashley Ct, Bon Aqua, Tennessee 37025

Parcel Number: 040 06500

Current Owner(s) of Property: Josh D. Donegan, unmarried

The street address of the above described property is believed to be 717 Ashley Ct, Bon Aqua, Tennessee 37025, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.

The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: Dana Dye; Hickman County Government Solid Waste Management; Republic Finance, LLC.

Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Josh D. Donegan, and those claiming through him/her/it/them.

Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse.  Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy.  The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.

This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.

Shapiro & Ingle, LLP

Substitute Trustee

10130 Perimeter Parkway, Suite 400

Charlotte, NC 28216

Phone: 704-333-8107

Fax: 704-333-8156

www.auction.com

File No. 16-109119

36/3tc/2610

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